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About the Products

MedSolutions is a portfolio of products offered by ASI Healthcare providing customized insurance policies and programs for healthcare related risks. Within the MedSolutions product are a range of coverage options, from traditional insurance for less complex accounts, to sophisticated self-insurance vehicles for complex accounts with unique needs. Possible solutions cover a broad spectrum of needs, from compliance coverage to meet state legal operating requirements, to sophisticated self-insurance programs or rent-a-captive structures that allow insureds to retain the underwriting profit. The following are some samples of possible structures, based on a particular account’s tolerance for risk.

Low Risk Tolerance

Compliance Coverage

  • Low Premiums
  • Limits from $25,000/$25,000
  • Flexible retention levels

MedSolutions Advantage Series

  • Lower Premiums
  • First dollar and low retention options
  • Professional Liability limits from $100,000 to $500,000
  • General Liability limits of $1,000,000/$3,000,000 are standard

MedSolutions Traditional Coverage

  • Flexible retention options
  • Limit sets of $1,000,000/$3,000,000
  • Broader coverage form

Moderate Risk Tolerance

Loss Sensitive Plans

  • Insured typically receives a reduced inception premium in exchange for their commitment to participate in any loss development at a later time
  • Insured benefits from lower inception premium by assuming more risk

Excess Retention Plans

  • Significantly reduced inception premium
  • Insured assumes more risk in the form of a secondary, aggregated retention layer

High Risk Tolerance

Fully-funded or Rent-a-Captive

  • Insured funds all losses up to policy limit
  • Simple underwriting requirements
  • Insured retains underwriting profit
  • Add additional exposures with relative ease

Single Parent Captive

  • For large, complex risks
  • Insured can create customized coverage terms & conditions
  • Insured retains control over policy and claims