ASI Healthcare provides unique and creative professional and general liability insurance solutions for the long-term care industry, including skilled and intermediate nursing homes, assisted living and independent living facilities and medical directors.

Solutions to Meet All Needs

ASI Healthcare has developed specialized liability programs and coverages to meet the unique needs of the long-term care industry. Our comprehensive collection of liability products allows our agents and brokers to offer at least one liability solution for ANY RISK in ANY STATE. Even the most difficult risk can be placed.

Compliance Coverage

• Low premium
• Limits designed to meet state mandated minimum requirements
• Simplified underwriting process

Advantage Series

• Expanded coverage options
• First dollar and lower retention options
• Competitive pricing

Traditional Coverage

• Limits of $1 million/$3 million are standard
• Broad retention options
• Meets third-party compliance requirements

Loss Sensitive Plans

• Insured typically receives a reduced inception premium in exchange for their commitment to participate in any loss development at a later time

Excess Retention

• In exchange for significantly reduced premium, the insured assumes a secondary, aggregated retention

Fully Funded & Rent-A-Captive

• For insureds who want to self-insure but want the paper of an “A” rated carrier, the insured funds the limit of the policy and in return, can set broader limits and retain underwriting profit

Single Parent Captives

• These non-fronted self-insurance programs are ideal for larger insureds with very specific and highly unique coverage needs, with capital available to fund and manage the program. In exchange, insureds retain all underwriting profits and have the highest degree of control of all MedSolutions programs.